Business payment solutions
For retail, restaurants, service providers, contractors, and growing local companies.
XPI Merchant Services · Two specialized payment pathways
Better payments for businesses. More savings for nonprofits.
For-profit payment processing through Payroc. Eligible nonprofit payment collection through Zeffy, with XPI charging 20% of verified processing-fee savings. One XPI relationship for setup and support.
No guaranteed savings. Processing rates, eligibility and equipment terms are subject to provider review and approval.
Choose your pathway
Solutions designed around your organization
Nonprofit & giving solutions
For churches, nonprofits, associations and community events seeking clear payment workflows.
Processing cost calculator
Understand your current effective rate and explore hypothetical cost scenarios, without a misleading quote.
Our approach
Three steps to a clearer payment strategy
STEP 01
Share your costs
Submit a few basic details and discuss a recent merchant statement through a secure channel.
STEP 02
Review the options
We evaluate effective costs, transaction mix, operational requirements, and available processing options.
STEP 03
Plan what comes next
If a fit exists, review a written offer and add optional XPI solutions to support your workflow.
Free statement review
Find out what your payment processing is really costing you.
No hard-to-verify savings promises. We start with your transaction volume, current fees and business needs.
What you receive
A follow-up conversation and, where sufficient statement data is supplied, a review of your existing processing expenses and possible options.
Do not upload full card numbers, account credentials or sensitive financial records into this public inquiry form.
Request a merchant review
Beyond the transaction
Payment processing is only the beginning.
Ask about optional XPI websites, XPI Voice, TapCards, scheduling, digital intake and business automation. Separate service pricing may apply.
Schedule a consultation